The Canadian Dental Care Plan (CDCP) is a federal government program that is intended to provide coverage for Canadian residents who do not have dental benefits and have a household income of less than $90,000 a year.
✅ New Dental care coverage under the CDCP officially began in May 2025 for eligible adults.
✅ The CDCP is administered by Health Canada and now covers children, seniors, and adults aged 18 to 64—coverage is partial and based on income, so it is not completely free.
✅ Patients must pay a portion of the dental cost (co-payment) based on their adjusted family net income:
✅ No co-payment if your adjusted annual family income is below $70,000.
✅ A 40 per cent co-payment of the CDCP benefit for those with an adjusted annual family net income between $70,000 and $79,999.
✅ A 60 per cent co-payment of the CDCP benefit for those with an adjusted annual family net income between $80,000 and $89,999.
✅ Patients may also have to pay costs the CDCP does not cover.
✅ Not all dental services are covered under the CDCP.
✅ Before proceeding with treatment, it is important to understand your dental care costs.
✅ Please tell your dental provider if you plan to use CDCP benefits as their practice may or may not participate in the federal program.
To learn more about the CDCP, visit canada.ca/dental